Privacy Policy
FinCalc Mint ("we", "us", or "our") operates the website fincalcmint.com. This Privacy Policy explains how we collect, use, and protect information when you visit our website. By using our site, you agree to the terms described in this policy.
1. Information We Do NOT Collect
FinCalc Mint is a calculation-only tool. All financial calculations (EMI, SIP, tax, GST, salary, etc.) are performed entirely within your browser using JavaScript. We do not receive, store, or have any access to the numbers you enter into our calculators. No calculation data is ever sent to our servers.
We do not require you to create an account, provide your name, email, phone number, or any personally identifiable information to use our calculators.
2. Information Collected Automatically
Like most websites, we may collect limited non-personally identifiable information automatically when you visit, including:
- Log data: IP address (anonymised), browser type, operating system, referring URL, pages visited, and date/time of visit — collected by our web hosting server for security and performance purposes.
- Cookies: Small text files stored on your device by your browser. See Section 4 for details.
- Local Storage: We store your theme preference (light/dark mode) in your browser's localStorage. This data never leaves your device.
3. Google AdSense & Third-Party Advertising
We use Google AdSense to display advertisements on our website. Google AdSense uses cookies and web beacons to serve ads based on your prior visits to our website and other sites on the internet.
Key points about Google AdSense on our site:
- Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.
- You may opt out of personalised advertising by visiting Google Ads Settings.
- You can also opt out of a third-party vendor's use of cookies for personalised advertising by visiting www.aboutads.info/choices.
- For more information about how Google collects and uses data, please visit Google's Privacy Policy for Partner Sites.
4. Cookies Policy
We use the following types of cookies on fincalcmint.com:
| Cookie Type | Purpose | Who Sets It |
|---|---|---|
| Theme Preference | Stores your light/dark mode choice in localStorage | FinCalc Mint (local only) |
| Advertising Cookies | Used by Google AdSense to show relevant ads | Google (DoubleClick) |
| Analytics Cookies | Aggregate, anonymous website usage statistics | Google Analytics (if enabled) |
You can control and delete cookies through your browser settings. Note that disabling cookies may affect the display of advertisements but will not impact any calculator functionality.
5. How We Use Information
The limited data we collect (server logs, ad analytics) is used solely to:
- Monitor and improve the performance and security of our website
- Understand aggregate traffic patterns (not individual users)
- Display relevant advertisements through Google AdSense to fund the free service
We never sell, rent, or trade any user data to third parties for marketing purposes.
6. Third-Party Links
Our website may contain links to third-party websites (e.g., RBI, GST portal, bank websites). This Privacy Policy applies only to fincalcmint.com. We are not responsible for the privacy practices of any third-party sites. We encourage you to review the privacy policy of every website you visit.
7. Children's Privacy
Our website is not directed to children under 13 years of age. We do not knowingly collect any personally identifiable information from children. If you believe a child under 13 has provided us with personal information, please contact us immediately.
8. Data Security
Since we do not collect or store your financial data, there is no risk of your calculation data being breached. For server log data that is automatically collected, we implement reasonable technical measures to protect it from unauthorised access.
9. Your Rights (GDPR / Indian IT Act)
Depending on your location, you may have the right to:
- Request access to any personal data we hold about you
- Request correction or deletion of your personal data
- Object to processing of your personal data
- Lodge a complaint with your relevant data protection authority
Since we collect minimal data, most of these rights are not practically applicable. To exercise any rights, contact us at fincalcmint@gmail.com.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the updated policy on this page with a revised "Last Updated" date. Your continued use of the website after changes constitutes your acceptance of the updated policy.
11. Contact Us
If you have any questions about this Privacy Policy, please contact us:
- Website: fincalcmint.com
- Email: fincalcmint@gmail.com
- Contact Page: fincalcmint.com/contact.html